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RE: we can flush out corruption from India
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dear rajeev, anant,kamal & sunil,
with political will, suggestions put forth below,make total sense to
me-rajeev: as u state propogate-will use yr inputs to advatage for India by
straightaway telling 1 mr vittal 2 mr msgill 3 an important jt secy who is
known to me in min of info technology 4 indian banks assn chief 5 governer
RBI 5 media 6 use some of yr inputs in elocution contests as opening
remarks- first one in Delhi is scheduled for 22 may 01-topic: ERADICATING
CORRUPTION, what can be done in coming 100 days.- iim, ahmedabad alumni assn
Delhi chapter initiative(to which I belong);we have planned to hold these
elocution contests all over the country.
Rajeev-will take it that u concur & support above- unless u e-mail me back
by IST 12 noon 26 april 01.-++ ideas always welcome! Am also e-mailing u
inputs of a cause we hv taken up-this is for yr use & complimenting &
supporting the same right away-
kind regards
promod chawla
-----Original Message-----
From: Anant Trivedi [mailto:anant_t@hotmail.com]
Sent: Monday, April 23, 2001 11:02 PM
To: promod_chawla@netkracker.com
Subject: Fwd: we can flush out corruption from India
----Original Message Follows----
From: "Rajeev Sinha"
Reply-To: debate@indiapolicy.org
To: debate@indiapolicy.org
Subject: we can flush out corruption from India
Date: Mon, 23 Apr 2001 09:15:26 -0700 (PDT)
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Please help make the Manifesto better, or accept it, and propagate it!
---------------------------------------------------------------------
The corruption in India is as old as the history itself and its tentacles
are deep into the system. But in recent days it has appeared in the
ugliest
faces. Though I would like to discuss here only that face which involves
the
money transaction. Time to time political parties there, with all its
politicians (needless to say corrupt politicians) rant the sky with some
catchy slogans that they are going to remove corruption in next few days,
but unfortunately corruption is very much there to stay and it’s become a
rule rather than exception. You can face it, feel it on every walks of
life.
Go to any government office you will feel how the so-called officers suck
the blood out of you. And the result of this corruption is that even after
five decades of independence half of the Indians are illiterate (i.e. they
are quite ignorant of the three R’s and can’t even write their names) and
more than 35 crore population is below the poverty line and live in abject
poverty. If we look at the Indian economy, in terms of purchasing power
parity, it’s ahead of the America, Britain and many so called western
developed countries, but by the grace of our great national politicians we
are among the poorest and most corrupt countries in the world.
Despite that I see silver linings of hope that if the current government
wishes, corruption can be eliminated to a large extent (at least by 80% I
hope), if not by 100%.
If we see the way of money transaction in America, we find that it’s
mostly
through banks. Banks play a major role in the transaction of money in
daily
business. You can pay any amount of dollar ( from 1 cent to a billion
dollar
) either through your personal cheques or through your credit cards ,
depending upon its credit limit. The main thing to emphasize here is that
the electronically transaction of money, makes it more and more
transparent
to the regulating or law enforcing authority. On a similar pattern we need
to develop a system in our country. But the biggest hurdle is our
illiteracy, one billion strong population and half a billion population
living in poverty. But there is nothing that we can’t do. There are many
ways out of it. Here are the following steps we can firmly and slowly move
on……..
1. The move of the election commission to issue identity cards has failed
miserably. The main reason was that no database was properly maintained
and
many people were able to have identity cards in different names. For
example
(say) Ram Kumar was able to have identity card in the name of Ram Kumar,
Shyam Kumar as well as Mohan Kumar i.e. one man with three identity cards.
Beside that the card had other discrepancies in it like wrong name and all
that. What I suggest is that every Indian should be issued an electronic
photo identity card with a unique identity number and most importantly
their
electronic database should be maintained. The unique identity number can
be
used everywhere to ascertain the identity of the cardholder (similar to
Social Security Number in USA) The electronic photo identity card will
have
magnetic tape on it (just like credit cards) which when scanned will give
instantly all the details of it’s holder person. These kind of electronic
identity cards are not very costly and are issued to students in many
colleges and universities in USA, Australia and other countries. This
electronic photo identity card will play a major role in checking the
corruption. It will have many benefits like maintaining law and order but
currently we will stick to its benefit in checking economic corruption.
The government will later make is mandatory that every person who opens an
account in banks will have to produce this identity card and people who
already have their accounts give their identity number to the bank. Banks
can freeze the account if the account holder fails to produce his / her
identity number to the bank. The bank can verify the authenticity of
identity card immediately by scanning through computer through the main
database. This will put a check on those people who have so many ‘benami’
accounts. Further, when the issue of electronic photo identity card is
over,
the government can frame a rule so that every transaction of above Rs.
5,000/- or Rs.10,000/- in personal accounts are through cheques only and
individuals can’t withdraw cash from bank if it’s more than Rs. 10,000/-.
A
person can do all his/her purchasing and payments electronically through
Debit Cards or Credit Cards. Of course problems and hardships will arise
but
we will have to pay the price for cleaning up the society.
2. Biggest question arises here is how to and from where to start this
process? I feel that this process must start in phases. In the first phase
all those people should be covered who have accounts in banks and this can
be done in all the states simultaneously. This first phase needs utmost
care
and cross verifications because it deals with those people who really use
and misuse their money. In the second phase those people will be covered
who
are not having any bank accounts. This phase will have another kind of
difficulty because it constitutes poor and illiterate people. But
economically they are harmless and I strongly believe that their
contribution in economic crimes is nil. The whole process can be safely
stretched to 3-4 years so that cross-verifications are ,in some cases,
carried out and rectified accordingly.
3. With this kind of a system I am confident that it will bring
transparency
in the transaction of money in India and people will not be able to hide
their black money. As with this kind of transparency government can see
who
is earning what and where the money is coming from. This will increase the
tax-base and tax evasion will be controlled with remarkable success.
4. Also the total cost in this issuance of electronic identity card to our
one billion Indian countrymen will not be more than twenty (20) billion
rupees . I am sure that the Indian Government can happily afford to spend
that much amount of money in the span of 2-3 years. ( In case of any fund
shortage government can seek monetary help from Laloo-Rabdi, Jayalalita
and
the like. They have enough money )
But the success of whole process needs some prerequisites. I will not ask
for a strong political will because our politicians do not have that, or
if
at all they have any will, it is to make money by hook or by crook. So the
simplest things required are ………..
1.Expedite the process of computerization of banks in India so that banks
are connected through networks.
2. It needs to make sure that the electronic identity card is not of poor
quality and it lasts for years
3.Strong will of common people to accept the new system which will make
our
country prosper, else we will be condemned to leave a corrupt, polluted,
divided, poor, illiterate and undeveloped India for the posterity.
Jai Hind
Rajeev Sinha
USA
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<DIV><FONT color=3D#0000ff face=3DArial size=3D2><SPAN =
class=3D550483000-24042001>dear=20
rajeev, anant,kamal & sunil,</SPAN></FONT></DIV>
<DIV><FONT color=3D#0000ff face=3DArial size=3D2><SPAN =
class=3D550483000-24042001>with=20
political will, suggestions put forth below,make total sense to=20
me-rajeev: as u state propogate-will use yr inputs to advatage =
for=20
India by straightaway</SPAN></FONT><FONT color=3D#0000ff face=3DArial =
size=3D2><SPAN=20
class=3D550483000-24042001> telling 1 mr vittal 2 mr msgill =
3 an=20
important jt secy who is known to me in min of info technology 4 indian =
banks=20
assn chief 5 governer RBI 5 media 6 use some of yr inputs in =
elocution contests as opening remarks- first one in Delhi is scheduled =
for 22=20
may 01-topic: ERADICATING CORRUPTION, what can be done in coming 100 =
days.- iim,=20
ahmedabad alumni assn Delhi chapter initiative(to which I belong);we =
have=20
planned to hold these elocution contests all over the=20
country.</SPAN></FONT></DIV>
<DIV><FONT color=3D#0000ff face=3DArial size=3D2><SPAN=20
class=3D550483000-24042001>Rajeev-will take it that u concur & =
support above-=20
unless u e-mail me back by IST 12 noon 26 april 01.-++ ideas always =
welcome! Am also e-mailing u</SPAN></FONT><FONT color=3D#0000ff =
face=3DArial=20
size=3D2><SPAN class=3D550483000-24042001> inputs of a cause we hv taken =
up-this is=20
for yr use & complimenting & supporting the same right=20
away-</SPAN></FONT></DIV>
<DIV><FONT color=3D#0000ff face=3DArial size=3D2><SPAN =
class=3D550483000-24042001>kind=20
regards</SPAN></FONT></DIV>
<DIV><FONT color=3D#0000ff face=3DArial size=3D2><SPAN =
class=3D550483000-24042001>promod=20
chawla</SPAN></FONT></DIV>
<BLOCKQUOTE style=3D"MARGIN-RIGHT: 0px">
<DIV align=3Dleft class=3DOutlookMessageHeader dir=3Dltr><FONT =
face=3DTahoma=20
size=3D2>-----Original Message-----<BR><B>From:</B> Anant Trivedi=20
[mailto:anant_t@hotmail.com]<BR><B>Sent:</B> Monday, April 23, 2001 =
11:02=20
PM<BR><B>To:</B> promod_chawla@netkracker.com<BR><B>Subject:</B> Fwd: =
we can=20
flush out corruption from India<BR><BR></DIV></FONT>
<DIV>
<P>----Original Message Follows---- </P></DIV>
<DIV></DIV>From: "Rajeev Sinha" <RAJEEVKSINHA@HOTMAIL.COM>
<DIV></DIV>Reply-To: debate@indiapolicy.org=20
<DIV></DIV>To: debate@indiapolicy.org=20
<DIV></DIV>Subject: we can flush out corruption from India=20
<DIV></DIV>Date: Mon, 23 Apr 2001 09:15:26 -0700 (PDT)=20
<DIV></DIV>
=
<DIV></DIV>--------------------------------------------------------------=
-------=20
<DIV></DIV>Please help make the Manifesto better, or accept it, and =
propagate=20
it!=20
=
<DIV></DIV>--------------------------------------------------------------=
-------=20
<DIV></DIV>The corruption in India is as old as the history itself and =
its=20
tentacles=20
<DIV></DIV>are deep into the system. But in recent days it has =
appeared in the=20
ugliest=20
<DIV></DIV>faces. Though I would like to discuss here only that face =
which=20
involves the=20
<DIV></DIV>money transaction. Time to time political parties there, =
with all=20
its=20
<DIV></DIV>politicians (needless to say corrupt politicians) rant the =
sky with=20
some=20
<DIV></DIV>catchy slogans that they are going to remove corruption in =
next few=20
days,=20
<DIV></DIV>but unfortunately corruption is very much there to stay and =
it’s=20
become a=20
<DIV></DIV>rule rather than exception. You can face it, feel it on =
every walks=20
of life.=20
<DIV></DIV>Go to any government office you will feel how the so-called =
officers suck=20
<DIV></DIV>the blood out of you. And the result of this corruption is =
that=20
even after=20
<DIV></DIV>five decades of independence half of the Indians are =
illiterate=20
(i.e. they=20
<DIV></DIV>are quite ignorant of the three R’s and can’t =
even write their=20
names) and=20
<DIV></DIV>more than 35 crore population is below the poverty line and =
live in=20
abject=20
<DIV></DIV>poverty. If we look at the Indian economy, in terms of =
purchasing=20
power=20
<DIV></DIV>parity, it’s ahead of the America, Britain and many =
so called=20
western=20
<DIV></DIV>developed countries, but by the grace of our great national =
politicians we=20
<DIV></DIV>are among the poorest and most corrupt countries in the =
world.=20
<DIV></DIV>
<DIV></DIV>Despite that I see silver linings of hope that if the =
current=20
government=20
<DIV></DIV>wishes, corruption can be eliminated to a large extent (at =
least by=20
80% I=20
<DIV></DIV>hope), if not by 100%.=20
<DIV></DIV>
<DIV></DIV>If we see the way of money transaction in America, we find =
that=20
it’s mostly=20
<DIV></DIV>through banks. Banks play a major role in the transaction =
of money=20
in daily=20
<DIV></DIV>business. You can pay any amount of dollar ( from 1 cent to =
a=20
billion dollar=20
<DIV></DIV>) either through your personal cheques or through your =
credit cards=20
,=20
<DIV></DIV>depending upon its credit limit. The main thing to =
emphasize here=20
is that=20
<DIV></DIV>the electronically transaction of money, makes it more and =
more=20
transparent=20
<DIV></DIV>to the regulating or law enforcing authority. On a similar =
pattern=20
we need=20
<DIV></DIV>to develop a system in our country. But the biggest hurdle =
is our=20
<DIV></DIV>illiteracy, one billion strong population and half a =
billion=20
population=20
<DIV></DIV>living in poverty. But there is nothing that we can’t =
do. There are=20
many=20
<DIV></DIV>ways out of it. Here are the following steps we can firmly =
and=20
slowly move=20
<DIV></DIV>on……..=20
<DIV></DIV>
<DIV></DIV>1. The move of the election commission to issue identity =
cards has=20
failed=20
<DIV></DIV>miserably. The main reason was that no database was =
properly=20
maintained and=20
<DIV></DIV>many people were able to have identity cards in different =
names.=20
For example=20
<DIV></DIV>(say) Ram Kumar was able to have identity card in the name =
of Ram=20
Kumar,=20
<DIV></DIV>Shyam Kumar as well as Mohan Kumar i.e. one man with three =
identity=20
cards.=20
<DIV></DIV>Beside that the card had other discrepancies in it like =
wrong name=20
and all=20
<DIV></DIV>that. What I suggest is that every Indian should be issued =
an=20
electronic=20
<DIV></DIV>photo identity card with a unique identity number and most=20
importantly their=20
<DIV></DIV>electronic database should be maintained. The unique =
identity=20
number can be=20
<DIV></DIV>used everywhere to ascertain the identity of the cardholder =
(similar to=20
<DIV></DIV>Social Security Number in USA) The electronic photo =
identity card=20
will have=20
<DIV></DIV>magnetic tape on it (just like credit cards) which when =
scanned=20
will give=20
<DIV></DIV>instantly all the details of it’s holder person. =
These kind of=20
electronic=20
<DIV></DIV>identity cards are not very costly and are issued to =
students in=20
many=20
<DIV></DIV>colleges and universities in USA, Australia and other =
countries.=20
This=20
<DIV></DIV>electronic photo identity card will play a major role in =
checking=20
the=20
<DIV></DIV>corruption. It will have many benefits like maintaining law =
and=20
order but=20
<DIV></DIV>currently we will stick to its benefit in checking economic =
corruption.=20
<DIV></DIV>The government will later make is mandatory that every =
person who=20
opens an=20
<DIV></DIV>account in banks will have to produce this identity card =
and people=20
who=20
<DIV></DIV>already have their accounts give their identity number to =
the bank.=20
Banks=20
<DIV></DIV>can freeze the account if the account holder fails to =
produce his /=20
her=20
<DIV></DIV>identity number to the bank. The bank can verify the =
authenticity=20
of=20
<DIV></DIV>identity card immediately by scanning through computer =
through the=20
main=20
<DIV></DIV>database. This will put a check on those people who have so =
many=20
‘benami’=20
<DIV></DIV>accounts. Further, when the issue of electronic photo =
identity card=20
is over,=20
<DIV></DIV>the government can frame a rule so that every transaction =
of above=20
Rs.=20
<DIV></DIV>5,000/- or Rs.10,000/- in personal accounts are through =
cheques=20
only and=20
<DIV></DIV>individuals can’t withdraw cash from bank if =
it’s more than Rs.=20
10,000/-. A=20
<DIV></DIV>person can do all his/her purchasing and payments =
electronically=20
through=20
<DIV></DIV>Debit Cards or Credit Cards. Of course problems and =
hardships will=20
arise but=20
<DIV></DIV>we will have to pay the price for cleaning up the society.=20
<DIV></DIV>2. Biggest question arises here is how to and from where to =
start=20
this=20
<DIV></DIV>process? I feel that this process must start in phases. In =
the=20
first phase=20
<DIV></DIV>all those people should be covered who have accounts in =
banks and=20
this can=20
<DIV></DIV>be done in all the states simultaneously. This first phase =
needs=20
utmost care=20
<DIV></DIV>and cross verifications because it deals with those people =
who=20
really use=20
<DIV></DIV>and misuse their money. In the second phase those people =
will be=20
covered who=20
<DIV></DIV>are not having any bank accounts. This phase will have =
another kind=20
of=20
<DIV></DIV>difficulty because it constitutes poor and illiterate =
people. But=20
<DIV></DIV>economically they are harmless and I strongly believe that =
their=20
<DIV></DIV>contribution in economic crimes is nil. The whole process =
can be=20
safely=20
<DIV></DIV>stretched to 3-4 years so that cross-verifications are ,in =
some=20
cases,=20
<DIV></DIV>carried out and rectified accordingly.=20
<DIV></DIV>3. With this kind of a system I am confident that it will =
bring=20
transparency=20
<DIV></DIV>in the transaction of money in India and people will not be =
able to=20
hide=20
<DIV></DIV>their black money. As with this kind of transparency =
government can=20
see who=20
<DIV></DIV>is earning what and where the money is coming from. This =
will=20
increase the=20
<DIV></DIV>tax-base and tax evasion will be controlled with remarkable =
success.=20
<DIV></DIV>4. Also the total cost in this issuance of electronic =
identity card=20
to our=20
<DIV></DIV>one billion Indian countrymen will not be more than twenty =
(20)=20
billion=20
<DIV></DIV>rupees . I am sure that the Indian Government can happily =
afford to=20
spend=20
<DIV></DIV>that much amount of money in the span of 2-3 years. ( In =
case of=20
any fund=20
<DIV></DIV>shortage government can seek monetary help from =
Laloo-Rabdi,=20
Jayalalita and=20
<DIV></DIV>the like. They have enough money )=20
<DIV></DIV>
<DIV></DIV>But the success of whole process needs some prerequisites. =
I will=20
not ask=20
<DIV></DIV>for a strong political will because our politicians do not =
have=20
that, or if=20
<DIV></DIV>at all they have any will, it is to make money by hook or =
by crook.=20
So the=20
<DIV></DIV>simplest things required are ………..=20
<DIV></DIV>1.Expedite the process of computerization of banks in India =
so that=20
banks=20
<DIV></DIV>are connected through networks.=20
<DIV></DIV>2. It needs to make sure that the electronic identity card =
is not=20
of poor=20
<DIV></DIV>quality and it lasts for years=20
<DIV></DIV>3.Strong will of common people to accept the new system =
which will=20
make our=20
<DIV></DIV>country prosper, else we will be condemned to leave a =
corrupt,=20
polluted,=20
<DIV></DIV>divided, poor, illiterate and undeveloped India for the =
posterity.=20
<DIV></DIV>
<DIV></DIV>Jai Hind=20
<DIV></DIV>
<DIV></DIV>Rajeev Sinha=20
<DIV></DIV>USA=20
<DIV></DIV>
<DIV></DIV>
=
<DIV></DIV>______________________________________________________________=
___=20
<DIV></DIV>Get your FREE download of MSN Explorer at =
http://explorer.msn.com=20
<DIV></DIV>
<DIV></DIV>
=
<DIV></DIV>--------------------------------------------------------------=
------------=20
<DIV></DIV>This is the National Debate on System Reform.=20
debate@indiapolicy.org=20
<DIV></DIV>Rules, Procedures, Archives: =
http://www.indiapolicy.org/debate/=20
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